Seed · $3.75MBless Payments
Making cross-border money transfers safe and affordable for migrants
RemittanceCross-Border PaymentsAustralia
blesspayments.com →
Remittance, Reimagined
Sending money home shouldn't cost a fortune or feel like a gamble. Yet for millions of migrants and diaspora communities worldwide, cross-border transfers remain expensive, slow, and opaque. Bless Payments is building a safer, cheaper alternative — a platform that lets users send money across 60 countries with transparent fees and better exchange rates than traditional banks.
The Australian fintech raised a $3.75M seed round led by Khalil Shahin and London's Forte Securities. Co-founded by Affy Bhatti (CEO), Mo Zaatar (CTO), and Omair Chodhry, the company recently launched a no-fee travel card and secured regulatory licenses for expansion into Canada.
Why It Matters
Global remittance flows exceed $650 billion annually, yet the average cost of sending $200 across borders is still nearly 6.4%. Bless is targeting the underserved migrant corridor with a mobile-first product that combines remittance, travel cards, and multi-currency wallets. With 1,500+ active users and a target of 8,000 by end of 2026, they're proving that fintech inclusion doesn't have to wait for the big banks.
About Affy Bhatti
Affy Bhatti is the co-founder and CEO of Bless Payments, an Australian fintech building safer, more affordable cross-border money transfers for migrants and diaspora communities. He co-founded the company alongside Mo Zaatar (CTO) and Omair Chodhry.
Bhatti launched Bless Payments to tackle a persistent problem in global finance: the high cost and opacity of remittance transfers. With global remittance flows exceeding $650 billion annually and the average cost of sending $200 across borders still nearly 6.4%, he saw an opportunity to build a mobile-first platform combining remittance, travel cards, and multi-currency wallets.
Under Bhatti's leadership, Bless Payments raised a $3.75M seed round led by Khalil Shahin and London's Forte Securities, reached 60 countries, launched a no-fee travel card, and secured regulatory licenses for expansion into Canada. The company has grown to over 1,500 active users with a target of 8,000 by end of 2026.
Sources: Public press releases, SEC and state business filings, published interviews, news coverage, and company disclosures.
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